11/28/2023 0 Comments Financial budget app![]() Gen X and Boomers use mobile banking apps a little bit less (86.5% and 69.5%, respectively) and perform fewer account-related tasks on mobile devices. 99% of Gen Z and 98% of Millennials use mobile banking apps and manage their accounts from there. According to the Digital Banking Attitudes Study by Chase, 54% of consumers started to use these tools more since the Covid-19 outbreak. As consumers worldwide continue to grapple with the financial uncertainties caused by lockdowns and other restrictions, budgeting apps have become a popular way to keep an eye on spending and saving habits.Īt the same time, staying home during the pandemic convinced more users to give digital banking tools a try. Worldwide mobile app revenues have been continuously growing since 2013, and are expected to reach USD 935.2 billion in 2023. These days, new apps spring up like mushrooms, with around 2.8 million apps available on Google Play and approximately 2.2 million on the Apple App Store. This lays out a bright future for sustainable finance products, open finance, fintech companies, and technologically skilled fintech talent. We’ve seen fintech focusing on the users who struggle with money management, as well as those aiming for financial freedom.Īccording to Forrester, in 2022 banks will achieve double-digit growth and accelerate their digital transformation even further. Creative solutions that make managing money easier have been an especially successful branch of financial products for a while now. In the end, you should have a complex overview of all business and technical aspects that will help you start a finance app and increase your chances of success - and how EPAM Startups & SMBs is here to help you achieve those goals.Ģ023 kicks in with continued growth of digital banking and increased adoption of Personal Financial Management (PFM). In this article we will explain how to create your own budget app - the market constraints and opportunities to consider, an overview of types of apps as well as user needs in the field, essential features, proper tech stack, and the processes involved in executing it all. That being said, the market has grown so much that we now see finance apps targeted at the particular needs of different groups: people dealing with economic instability, those monitoring their savings and investment performance, and sectors such as couples, families, or groups of friends, sharing costs, and more. In general, personal budgeting apps help people navigate their spending and savings. Also, with Gen Z transitioning into adulthood as the first generation who finds using technology completely natural in all aspects of their life, the need for financial applications and innovation in the field is on the rise. ![]() Personal finance apps have been in high demand for a while now, and the global pandemic made people even more observant about their spending.
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11/27/2023 0 Comments Fortune cookie originThe story goes that David Jung was concerned with all the poor he saw in the streets near his shop. A Chinese immigrant, David Jung, living in Los Angeles and founder of the Hong Kong Noodle Company invented the fortune cookie in 1918.It is known that the cookie originated in California, but not much other detail has emerged. Then in 1964 the fortune cookies in the USA were produced by machine.įinally in the early nineties the cookies were exported to China the first time, where they till then were entirely unknown and further scorned as too American.The history of the fortune cookie is a contentious one. Juan David, an American of Chinese descent, was the first in mass production ofįortune cookies in 1918 and successfully marketed them in connection with the Chinese legend. However, only through the businessman David Juan, the fortune cookies became popular. Sweets as a family business in Los Angeles: The Fugetsu-Do, which is even today in the family business of the descendants.Īt this time in San Francisco the native Japanese Makato Hagiwara led the Japanese Tea Garden in the Golden Gate Park, where he is said to have served these fortune The first producer of fortune cookies in America was the native Japanese Seiichi Kito, who immigrated to America in 1903 and opened a confectionery specializing in Japanese Kinnosuke, an assistant to a Sendai stall, how the Tsujiura Senbei was prepared and small rolled Omikuji was put into it. Kinsei Kidan“ (Moshiogusa Strange Tales From Recent Times) is a story of Shinoda Senka, illustrated by Mosai Yoshitora, from the year 1878. Tsujiura Senbei is a cracker, though composed of other ingredients, that corresponds in shape and preparing today's fortune cookies. Omikuji are small horoscopes, which can be purchased at temples and shrines throughout The true precursor of the fortune cookies is Japan, with its Omikuji and Tsujiura Senbei. World War during the last weeks of the occupation the Austrians have likewise transmitted messages concealed in food.īeyond the legends - the roots are in Japan During the Second World War, the French resistance fighters have smuggled in a similar way messages to the Allies. Allegedly also in the Turkish liberation war (1919 to 1923) small However, their veracity may be doubted, as with the Chinese legend. The patriotic revolutionaryĬhu Yuan Chang is said to have disguised himself as a Taoist priest to travel through the country and distribute these moon cakes in occupied cities.Įlsewhere, similar tales can be found. The legend twines around this rebels, that they have used moon cakes to smuggle secret messages to coordinate the resistance in this way. ![]() Severe problems communicating with each other due to constant controls and the country's vast size. The Chinese Resistances against the Mongol occupation had The moon cake can be filled both sweet and salty, and are often aromatized with a paste containing ingredients of the lotus flower.īetween the 13th and 14th Century according to our chronology, China was occupied by the Mongols. Up to nowadays they are a specialty of the country. The moon cake is traditionally served for many different occasions, whether festive, family or vocational. Though a Chinese tradition is imputed, are in their present form an adaptation of an old Japanese recipe by the American gastronomy.ĭue to a legend, where hidden messages has been smuggled hidden in Chinese moon cakes (yuèbing, 月饼), the origin of the fortune cookies is often seen in China. ![]() However, our familiar form of the fortune cookies is in most Asian territories nearly unknown. Sometimes likewise with funny comments or Once cracked, the small strip of paper discloses his aphorisms. ![]() ![]() Especially in Western culture you get them commonly served in Asian restaurants after the meal.Įven in the supermarkets they can be found from time to time. These crunchy little cookies with the wise, humorous or didactic sayings. of myth and history Who doesn’t know them? 11/27/2023 0 Comments Extreme race in cordoba![]() ![]() The first two Argentine events were known as Rally Codasur (Codasur being the collective governing body of South American motorsport – Confederacion Deportiva Automovilismo Sudamericana) and run out of Tucumán in the north of the country.ĭespite being run in the middle of a southern hemisphere winter, that first ever WRC counter – a Monday-Thursday affair in late July – was won in dry and warm conditions by Walter Röhrl and his Fiat 131 Abarth. Admittedly, there weren’t many European-spec rallies, but marathon events were increasingly popular – including the transcontinental London-Mexico which passed through both Buenos Aires and Bariloche in 1970.Ī decade on from Hannu Mikkola’s victory at the wheel of a Daily Telegraph-backed Ford Escort 1850 GT, the World Rally Championship arrived in Argentina (and then Brazil for two years in 1981/82). Rallying was well known in central and southern America as well. The history? The first Formula 1 world championship race win for a rear-engined car. ![]() Juan Manuel and José Froilán were consulted and a patch of land in the Buenos Aires suburbs, south-west of the city, were found and the Autódromo Juan y Oscar Gálvez (named after the Gálvez racing brothers) was opened in 1052.įangio was a regular winner, but wider motorsport history was made at the 1958 Argentine Grand Prix which was won by Sir Stirling Moss driving a Cooper-Climax. Much of the early scene was dominated by closed-road races, known as ‘temporadas’ from town-to-town.Ī more formal approach was taken when the country’s then-president Juan Péron wanted to give racing a permanent home. With names like Fangio, González and Reutemann to worship, it’s little wonder motorsport developed rapidly in Argentina. 11/27/2023 0 Comments 5 8x24 barrel shroud![]() For example, a 7" barrel with this adapter will end up being only 16.375" long, so hair longer that what is required for BATF 16" legal length. As you can only count the threaded area once (threads in the adapter overlap the threads on the barrel) the total ADDED LENGTH to any weapons system's barrel would be about 9.50". NOTE: Even though the overall length of this adapter is 10.027" part of that is the threads. It also qualifies as a 922r Compliant part. This added length will give you the much-needed barrel length to make a 100% BATF legal rifle. The length is 254.65mm / 10.027 inches, which if permanently attached will give you about 16.375" of barrel (assuming you have a 7.00" barrel). This adapter / barrel extension is weapons grade steel. MFI SOCOM HK USC 45 Fake Silencer / Barrel Shroud MFI M4 HK USC45 Kampfswimmer Marked Fake Silencer / Barrel Shroud Here are the links to the M4 Style Barrel Shrouds: MFI M4 HK USC45 Blank / No Engraving Fake Silencer / Barrel Shroud You may also order ( at an additional cost) the M4 or SOCOM Fake Silencer / Barrel Shrouds seen in the above photos that slides over and hides part or all of the extension. If you want FASTER SHIPPING click the " Expedited Shipping" Tab and choose the Priority Mail Upgrade for just $5.75 more.Īlso available in other thread patterns (Call or email for details: 76 or page is ONLY for the ADAPTER / BARREL EXTENSION seen in the 1st photo above. ![]() Price INCLUDES USPS 1st Class Mail & Insurance. MFI 10 Inch Long Adapter / Barrel Extension for SOCOM & M4 Style Fake Silencers / Barrel Shrouds (HK USC45 / USC-45 Length) 5/8 X 24 tpi Right Hand Thread with Large 0.692" I.D. 11/27/2023 0 Comments Best iterm theme![]() If you wish to write a blog, this eCommerce theme also includes a blog template that makes it easy to get started. It comes with 12 modern homepage layout options, perfect for showcasing electronics and digital products on your WordPress site. The theme is compatible with Dokan and WC Marketplace plugins so that you can build an online multi-vendor marketplace.
11/27/2023 0 Comments Crusader kings 3 price![]() Iberia is populated by a host of different cultures and religious backgrounds From the Christian kingdoms in their mountain strongholds to the Muslim Taifas of al-Andalus. ![]() Unite Iberia under a single banner or watch as conflict marks the region for generations to come. ![]() The new multi-stage struggle feature will let you decide on the fate of the lively and complex region across different realms and cultures. Do not reproduce without permission.Crusader Kings III: Fate of Iberia is a flavor pack DLC for Crusader Kings III the sun-kissed lands of Iberia await your glorious rule deeply rich in history, culture, and people its destiny is ready to be shaped by your hands whether be it in the veil of conciliatory peace or the iron fist of hostility. Related Article: Fortnite's Dragon Ball Event is Finally Here - Which Characters Are Available? It is unknown if Paradox will offer the game's first flavor pack, Northern Lods," at its original price once it becomes available to consoles later this year, per the game's official Twitter page. Lunelune2413's point of increasing the prices of the game's first two flavor packs retroactively was also tackled extensively on the game's official Twitter page, with players asking Paradox if it made sense to increase the price of the flavor packs that are only worth $6.99. "Most people who play CK3 have already bought these DLCs."Įurogamer reported that many fans don't feel that the offering in the game's current flavor packs is worth the extra price, although the value of future flavor packs could warrant the price increase.ĬK3 players on Twitter have also expressed their outrage at Paradox's price increase, with some stating they won't buy any future releases for the game. "I can't see how this will have any financial gain from it either," lunelune2413 said. One CK3 player going by the name lunelune2413 criticized Paradox's decision to increase the price of the "Northern Lords" and "Fate of Iberia" flavor packs, saying that doing so is similar to Paradox "shooting in the foot" in the eyes of the community. The developer's announcement alone received 207 negative reactions from players, while the replies to it were scathing, to say the least. ![]() CK3 Player OutrageĬK3 players are understandably frustrated with Paradox for increasing the prices of the game's flavor packs. Read More: Uber Eats Now Delivers Office, School Supplies From Office Depot, OfficeMaxĪlthough Paradox didn't disclose why it is increasing prices, The Gamer reports that Paradox was forced to increase prices due to the effects of the ongoing inflation in Sweden, Paradox's home country. In addition to the increased price warning, Paradox also advised players to purchase CK3's DLC before Sept. "if you are already a holder of the Royal Edition or Expansion Pack 1, you are all set and nothing will change for you and your versions of the game," Paradox said. The price change will not affect the price of the base game and its expansions and bundles, such as the "Royal Court" and the "Royal Edition," respectively. 13.Īs such, all past and future flavor packs for the game will now have a price tag of $12.99 instead of $6.99. This alteration means that the price point of its two available DLCs, "Northern Lords" and "Fate of Iberia," as well as future flavor packs, are doubled starting Sept. Paradox mentioned in its announcement that it will be altering the prices of CK3's Flavor Packs to "reflect the overall value of this kind of content" moving forward. The company has also advised players to buy the game's already released DLC at their current price while they still can to avoid paying a much higher price. The price of Crusader Kings 3's (CK3) past and future DLC will soon be double what they are now.ĬK3 game developer Paradox Interactive announced in its forums that it is doubling the price of past and future DLC for CK3 to offset the effect of the ongoing inflation. 11/27/2023 0 Comments Jane goodall chimpanzee research![]() Up there, in the densely forested valleys that funnel streams off steep hills to the water’s edge, were the chimpanzees she had come to study. “I’ll never forget going along the shoreline of Lake Tanganyika, then looking up…” Goodall pauses, revisiting that period in her mind. “I wanted to be alone,” she says, “but I wasn't allowed.” For the first few months in Gombe, it was just her, her mother and a single hired assistant. ![]() There had only ever been one concerted attempt to study chimps in the wild – and that scientist “had a trail of 22 porters”, Goodall says with a hint of pride in her voice. Three years later, in 1960, Goodall entered the reserve to begin her research. It was while scouring this ancient landscape for evidence of early humans and other hominids that Leakey first mentioned the idea of establishing a complementary study on wild chimpanzees to the west, at the Gombe Stream Chimpanzee Reserve on the edge of Lake Tanganyika. “I often think that’s one of the most magical times of my whole life.” “There were lions and rhinos and giraffes – I mean, everything was there,” she recalls with a flash of excitement. Within months, Leakey and his wife, Mary, set out on an expedition to Olduvai Gorge in what is now northern Tanzania, and Goodall went too. Within hours of meeting, she had so impressed him with her knowledge of natural history that he had offered her a job. Not long after arriving in Kenya, Goodall captured the attention of Louis Leakey, the eminent palaeoanthropologist and curator of the Coryndon Museum in Nairobi. When she describes her earliest experiences of Africa, however, they don’t sound all that different from the jungles of her dreams. In the quiet of the foyer, she composed herself and told her mother firmly: “That is not Tarzan.” When the curtains drew back to reveal Johnny Weissmuller in the starring role, however, the young Goodall burst into a fit of hysterical tears. As a special treat, her mother, Vanne, had taken her to the cinema to see her first Tarzan film. Goodall tells a story from her childhood that demonstrates how fixated she was by the Africa of her imagination. “I never wanted to be a scientist per se,” she says. Rather, she had a far less specific and more romantic dream inspired by fictional characters from the books she had read as a child, notably Dr Dolittle and Tarzan. When she first ventured to Africa in 1957, Goodall says, it had never occurred to her to work with chimpanzees. Having seen a photograph of that doting little girl clutching Jubilee, her somewhat scruffy birthday chimp, I love the idea that this fluffy character influenced what Goodall would go on to achieve. I don’t want to broach the subject so early in the interview I ask instead about her childhood, which I sense is of great importance to understanding Goodall. She has just been going through proofs of her updated book Seeds of Hope, the first edition of which was troubled by allegations of plagiarism. This is a brief pause in her whirlwind travel schedule of more than 300 days a year, but she displays few signs of weariness – worldly or otherwise. Goodall sits down neatly on the sofa with her back to the bright sun. I flip through its characterful portraits of the Gombe chimps, many of them – like David Greybeard – now household names. I pick up The Chimpanzees of Gombe: Patterns of Behavior, Goodall’s magnum opus published in 1986. There is a sofa beneath the bay window and next to it – as if only just put aside – a large book. I follow her into the front room and she politely offers me tea or coffee. Though I have only crossed London to meet her, I am struck by the sudden feeling that I have reached the end of some epic, Henry Stanley-like quest… “Dr Goodall?” As I reach out to shake a slender hand, the words “I presume” pop into my head. Along the way she has received nearly 50 honorary degrees, and became a UN Messenger of Peace in 2002 and Dame Jane in 2004. She then packed in her fieldwork to become an activist, campaigning tirelessly for a more enlightened attitude towards animals and the environment. In the intervening years, her research on a community of chimpanzees in Tanzania revolutionised our understanding of these primates, our closest living relatives, and challenged deepset ideas of what it means to be human. This was Jane Goodall’s first recorded encounter with a chimp. A couple of months later, a little blonde-haired girl was given a soft-toy replica of the zoo’s new arrival to mark her first birthday. ![]() In February 1935, the year of King George V’s Silver Jubilee, a chimpanzee at London Zoo called Boo-Boo gave birth to a baby daughter. 11/27/2023 0 Comments Cinderella castle![]() She brought the castle’s new look to life in a way only a princess can. It was icing on the cake for me to photograph Cinderella in front of her namesake, just as the sun was coming up. PHOTOS: The NEW Cinderella Castle Nighttime Look Is Breathtaking in Disney World By Jess Landers 1 Comment During Disney World’s 50th anniversary, all four Disney World Park icons, including Cinderella Castle, Spaceship Earth, Tower of Terror, and the Tree of Life, will be transformed nightly to become Beacons of Magic. From this perspective, Cinderella Castle takes on a whole new level of grandeur. Embroidered castle patches for Magic Kingdom. Disney workCastle Patch with iron on patch backing. Taking advantage of this rare occurrence, I arrived early one morning and was able to walk down into the moat and photograph the castle from a rarely seen angle. Toy Fabric Castle- Carry-along fabric castle- Comes with King queen and horse wooden bendable dolls and wooden throne super soft castle. Painted in grey, blue, and gold, the Castle represents the Walt Disney Imagineers. To get there, guests must pass a grandfather clock with the minute. Cinderella Castle opened when the Magic Kingdom debuted on October 1, 1971. While the work was being done on the castle, the water in its moat had to be drained. There’s 4-karat gold molding and a 200-year-old writing desk in addition to stained glass scenes from the Cinderella fairytale. There are 5 beautiful mosaics in the entry way of the castle. ![]() The last one is for cast members to get around in the castle. One is a dumb waiter which takes food from the kitchen. There was one angle, though, that I could only capture during this special time. One takes guests to the second floor for the Cinderella’s Royal Table restaurant. I love how the new colors pop, how certain details – perhaps unnoticed before – stand out with the gold overlay, and how the castle “glows” now when hit by sunlight. The castle in Hohenschwangau (Bavaria) was built by order of King Ludwig II and the inspiration for the Disney Cinderella castle. Having spent several mornings now at Magic Kingdom Park photographing this new look for the iconic castle, I’ve come to know it quite well. Our wooden dollhouse stands over 4 feet tall, and includes 12 pieces of royal furniture, a beautiful glass slipper and gold hanging chandelier all fit for a princess. Guests under 18 years of age must have parent or guardian permission to call. The Disney Cinderella Royal Dream Dollhouse by KidKraft has everything your little princess will need to relive her favorite fairytale. For Walt Disney World dining, please book your reservation online. This time, I wanted to see how the new colors would transform some of my favorite vantage points that I know so well here at The Most Magical Place on Earth. For assistance with your Walt Disney World vacation, including resort/package bookings and tickets, please call (407) 939-5277. I have spent more time photographing Cinderella Castle than any other single structure at Walt Disney World Resort, so I was very excited to capture the castle with its new royal color scheme. 11/26/2023 0 Comments Max for live liquid rhythm![]() Used in this manner, you can think of it as a MIDI programmer in some respects, but while it has its standalone mode, most users are likely to drop it into their preferred DAW as a plug-in, which can be accomplished in VST, AU, or RTAS flavors. ![]() The Basics: To set the stage, Liquid Rhythm is a standalone application-available for both Windows and Mac-that you can view as a sort of rhythm construction kit. I’ve long thought there has to be some better way that’s not as restrictive as, say, using pre-made loops something that lets me use whatever drum samples or libraries I might want something that lets me tinker, but that provides for greater creative expression. It’s satisfying work, but occasionally a bit mind-numbing in a creative sense. I choose the desired sounds from the library, dropping them into the Drum Rack, and then I set about programming the rhythms by hand with MIDI, drawing them out manually, adjusting velocity and timing, and perhaps adding effects or other tweaks on a sound-by-sound basis. The array of options is a bit mind-boggling.Īs a longtime Ableton Live user, my usual workflow is using a Live Drum Rack, coupled with an off-the-shelf rhythm sample library. Some are pre-made, some are programmed, and among those programmed, the programming itself may be MIDI or something else. Samples you arrange yourself through whatever means. ![]() Loops of pre-constructed samples and arrangements. Drum machines (whether physical or their virtual, digital counterparts). Of course, there are many schools of thought and many approaches to laying down rhythms. That city is Toronto, the little company is called WaveDNA, and that neat little piece of software? Well, that’s called Liquid Rhythm.Ī young company-just four years old-WaveDNA has decided to tackle one of the fundamental elements of any EDM music project: beat construction. So it was with the discovery of a neat little piece of software from a little company in the big city. One of the things I love most about reviewing music technology for these pages is stumbling across innovative ideas hanging out at the fringes, kicking the tires, and discovering something really cool in the process. 11/26/2023 0 Comments Cronus zen warzone 2.0
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